Terms and Conditions

Welcome to MoneyHub (“we,” “us,” “our”). By accessing or using our website https://buzz.peyjal-india.org/ (“Website”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, you must not use this Website.

These Terms apply to all users, visitors, and subscribers who access content related to stocks, finance, loans, and personal finance advice provided on this Website. Please read them carefully before proceeding.

1. Acceptance of Terms

By accessing this Website, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms and our Privacy Policy, which is incorporated herein by reference. Use of this Website signifies your acceptance of all updates, modifications, or changes to these Terms. We reserve the right to revise these Terms at any time without prior notice.

Continued use of the Website after any changes constitutes your acceptance of the updated Terms. We encourage you to review this page regularly to stay informed of any updates.

2. Eligibility

To use MoneyHub, you must be:

At least 18 years of age, or the age of majority in your country of residence.
Capable of forming legally binding contracts.
Not prohibited by law from accessing or using financial services information.

By using the Website, you represent and warrant that you meet these requirements.

3. Content Disclaimer

3.1 General Information

MoneyHub provides educational, informational, and general guidance related to stocks, investments, personal finance, loans, and other financial services. All content is for informational purposes only. We do not provide personalized financial advice tailored to your specific circumstances.

You acknowledge that:

All content is “as is” and may be updated, changed, or removed without notice.
Past performance of financial instruments does not guarantee future results.
Investing and loans involve risk, including the potential loss of principal.

3.2 No Financial Advice

The Website does not constitute professional financial advice, legal advice, or tax advice. Users should consult with a licensed financial advisor, accountant, or attorney before making financial decisions. Reliance on content from MoneyHub is strictly at your own risk.

3.3 Accuracy and Completeness

While we strive for accuracy, MoneyHub cannot guarantee the completeness, accuracy, reliability, or timeliness of any information. Stock prices, interest rates, loan offers, and other financial data may change without notice.

4. User Responsibilities

By using this Website, you agree to:

Use the Website for lawful purposes only.
Not post, upload, or share content that is illegal, offensive, abusive, defamatory, or infringing on intellectual property rights.
Avoid using automated tools or scripts to access or scrape data from the Website.
Provide accurate information when submitting forms, subscribing to newsletters, or creating an account.

We reserve the right to suspend or terminate your access if you violate these Terms.

5. Intellectual Property

All content on this Website, including text, graphics, logos, images, videos, audio, and software, is the property of MoneyHub or its content providers and is protected by copyright, trademark, and other intellectual property laws.

5.1 Limited License

You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, educational, and informational purposes. You may not:

Copy, reproduce, or distribute content for commercial purposes without permission.
Modify, adapt, or create derivative works based on Website content.
Remove copyright or trademark notices.

5.2 User-Generated Content

If you submit comments, reviews, or any content to MoneyHub, you grant us a worldwide, royalty-free, perpetual license to use, modify, distribute, and display the content in any format or media. You represent that your content does not violate any third-party rights.

6. Third-Party Links and Services

MoneyHub may contain links to third-party websites, platforms, or services, including stock exchanges, financial institutions, loan providers, and news outlets.

These links are provided for your convenience only.
We do not endorse, guarantee, or assume responsibility for third-party content, products, or services.
Accessing third-party websites is at your own risk, and you should review their terms and privacy policies.

7. Affiliate Marketing and Sponsored Content

MoneyHub participates in affiliate programs and may receive commissions or referral fees for purchases made through certain links. All affiliate partnerships are disclosed transparently.

You acknowledge that:

Affiliate links do not increase the cost of products or services.
MoneyHub may provide opinions or recommendations based on user experience, research, or paid partnerships.
We strive for unbiased content but cannot guarantee complete neutrality in sponsored content.

8. Limitation of Liability

To the maximum extent permitted by law, MoneyHub, its owners, affiliates, employees, or partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

Use or inability to use the Website.
Decisions based on Website content.
Loss of profits, investments, or business opportunities.
Technical failures, viruses, or unauthorized access to your devices.

You agree that all financial decisions are your sole responsibility.

9. Indemnification

You agree to indemnify, defend, and hold harmless MoneyHub, its officers, employees, and affiliates from any claims, damages, liabilities, costs, or expenses arising from:

Your violation of these Terms.
Your use of the Website for unlawful or prohibited activities.
Any content you submit that infringes intellectual property or violates rights.

10. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. By agreeing to these Terms, you also consent to our collection and use of data as described in the Privacy Policy.

We may collect information such as:

Name, email, and contact information.
IP addresses and device data.
Cookies and browsing patterns.

All information is used solely for improving user experience, personalizing content, or sending updates, and is never sold to third parties without consent.

11. User Accounts and Security

Certain features of MoneyHub may require you to create an account or subscribe. You are responsible for:

Maintaining the confidentiality of your login credentials.
Reporting any unauthorized access immediately.
Ensuring that all information provided is accurate and up to date.

We are not liable for losses arising from compromised accounts.

12. Prohibited Activities

You may not:

Attempt to hack or compromise the Website.
Use the Website to transmit malicious software, viruses, or spam.
Harvest data or collect information from other users.
Impersonate MoneyHub staff or affiliated entities.
Engage in fraudulent or deceptive practices.

Violation of these rules may result in immediate suspension, termination, or legal action.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of India and any disputes shall be resolved in the courts of competent jurisdiction within India.

You agree to waive any objection based on venue or inconvenient forum.
Any disputes will initially attempt amicable resolution through email or official communication channels.
If unresolved, disputes may proceed to arbitration under Indian law.

14. Termination

MoneyHub reserves the right to terminate or suspend access to the Website at any time, without notice, for:

Violation of Terms.
Legal or regulatory reasons.
Technical or business considerations.

Termination does not relieve you of obligations incurred prior to termination, including indemnification and liability clauses.

15. Intellectual Property Enforcement

We actively monitor for copyright or trademark infringement. If you believe your content has been misused:

Contact us immediately with proof of ownership.
We will review and remove infringing content as appropriate.
Misuse of content may lead to legal action.

16. Advertising and Promotional Content

MoneyHub may feature ads, sponsored content, or financial product promotions.

Ads are clearly labeled as such.
We do not guarantee the performance or returns of advertised financial products.
Clicking on ads or promotions is at your own risk.

17. Earnings and Investment Disclaimer

Any information regarding stock performance, investments, loans, or savings strategies is not a promise of profit.

Past performance does not guarantee future results.
Investments carry inherent risk, including loss of capital.
You should consult licensed financial professionals before investing.

MoneyHub is not responsible for financial losses incurred from following Website content.

18. Limitation of Time to File Claims

By accessing MoneyHub, you agree that any claims related to the Website must be filed within one (1) year from the date the cause of action arises.

Claims filed after one year will be barred.
This limitation applies to all types of claims, including contract, tort, and statutory claims.

19. Severability

If any part of these Terms is deemed unenforceable or invalid, the remainder of the Terms will continue in full force and effect.

Invalid provisions will be interpreted to reflect the original intent as closely as possible.

20. Entire Agreement

These Terms, along with the Privacy Policy and any supplemental terms posted on the Website, constitute the entire agreement between MoneyHub and users regarding access and use.

Any prior agreements, representations, or understandings are superseded.
These Terms control over any conflicting or inconsistent terms elsewhere.

21. Updates to Terms

MoneyHub may update these Terms at any time. Changes will be posted on this page with an updated effective date.

Continued use of the Website after updates constitutes acceptance.
Users are encouraged to review Terms regularly.

22. Contact Information

If you have questions about these Terms, content, or operations of MoneyHub, please contact us at:

Email: support@buzz.peyjal-india.org
Address: MoneyHub, [City], India

We respond to all queries promptly and aim to resolve disputes fairly and efficiently.

23. Final Statement

By using MoneyHub, you agree to all Terms outlined above. This Website is designed to provide educational, informative, and practical insights into finance, stocks, and loans. It is not a substitute for professional advice, and users are solely responsible for their financial decisions.